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ATM fees are on the rise at some of the country’s biggest banks.

Chase, for example, is testing out $5 fees for non-customers. That means if you stumble upon a Chase on your way to dinner and decide to take out 20 bucks, you’ll pay a 25% fee. And that doesn’t even include what your own bank charges you for going out of network, which is typically around $3.

JP Morgan Chase is currently testing the $5 ATM fee in Illinois and a $4 ATM fee in Texas — both for non-customers who use its ATMs — to see if they bring in enough revenue to introduce nationwide, according to sources familiar with the tests.  Read More: