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As the government shut down enters a second week, here’s what it means for you.

Delay On Tax Refunds: The Wall Street Journal reported on Thursday that the Internal Revenue Service (IRS) is one of the federal agencies that currently are without funding and is being run with one-eighth of its normal staffing. The IRS does conduct some business during government shutdowns but it does not generally issue refunds, answer taxpayer questions outside of the filing season or conduct audits.

A short shutdown may have little impact on your tax returns but a longer shutdown could prevent people who like to file their tax returns early from getting their refunds right away. It could affect families and individuals who rely on their refund check. WSJ reported that the IRS paid out $12.6 billion in refunds by February 2 in 2018.

Museum Closures: Currently, all of the Smithsonian museums and the National Zoo are closed to the public. That would also include the National Museum of African-American History and Culture.

Access To Loans: Businesses are unable to access loans from the Small Business Administration according to USA Today. While “excepted” employees who work for disaster services report to work, “non-excepted” employees are not permitted to use SBA email or other federal resources, which prevents them from doing their job.

RELATED: 2018 Shutdown Keep Your Head Up: Black Government Workers Press On After 3-Day Shutdown