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Check out this article by Kara Stevens from Black and Married with Kids,

I recently hosted my first Twitter Chat on money management basics. One of the obstacles that many of us still face is reigning in our spending and paying ourselves first. Get a head start on  your 2014 financial goals by being proactive about what you do with your money for the remainder of 2013. You still have time to do all of the following:

Click here for the tips.